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Commercial lines: Data, expertise and a hardening market

March 2, 2021 Stephen Richardson

Part Three of the 'After the shock — insurance in 2021 and beyond' series of reports

Complex commercial insurance promises the greatest gains (high premiums) but also carries the greatest risks (high level of exposure). For insurers playing in this market segment there is a continual balancing act between premium revenue generation and risk exposure.

Strategy decisions around product lines, geographies, levels of reinsurance, pricing and various other factors are paramount to profitability and long-term sustainability of commercial lines insurance companies.

About the Author

Stephen Richardson

Stephen Richardson — Market Consultant

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